Personal loan Casie bank: credit all projects at the best rate?On October 20, 2019 by Eleanor Tomes
The Casie bank personal loan is granted without proof of use of funds. It thus makes it possible to finance all conceivable projects. Modern, the multifaceted bank (savings, payment cards, credit, loan repurchase, etc.) offers particularly interesting APR rates on this consumer credit. Let us focus on the offer and the specifics of Casie bank’s personal loan. We can then compare its APR rates with those of its main competitors.
The conditions of the Casie bank personal loan
- Its amount must be between $ 3,000 and $ 50,000.
- The repayment term of a Casie bank personal loan is between 12 and 84 months.
- The Casie bank personal loan is an online personal loan, integrating the electronic signature and the filing of supporting documents on the internet.
- Personal loan without proof of use of funds.
- It is also possible to obtain a personal loan from Casie bank in branches, in the banners of the Casino group.
- This personal loan is a credit without compulsory contribution.
- The monthly payments for the Casie bank personal loan are fixed in advance: its APR rate is fixed.
- Insurance is, as with every consumer loan, optional.
Very flexible in its use, the Casie bank personal loan makes it possible to finance a long-standing project as well as to remedy an unexpected invoice or expense.
Casie bank personal loan: is it the best?
The conditions are generally very close from one personal loan to another. It is mainly on the basis of the consumer credit rate that we can judge the competitiveness of an offer. It is actually the APR rate, the benchmark for consumer loans. Let’s take a look at the Casie bank personal loan rates, which we compared with several specialists on our comparator. Is it more advantageous than those of the most reputable credit organizations?
|For a personal loan of 10,000 $ over 48 months||Fixed APR rate||Monthly fees||Total cost of credit|
|Cofidis||3.60%||223.75 $||740,00 $|
|Organization 2||3.69%||224,13 $||758.24 $|
|Casino Bank||5.60%||232.39 $||1154.72 $|
|For a personal loan of $ 15,000 over 60 months|
|Best Organization||4.38%||278.25 $||1695,00 $|
|Casino Bank||5.88%||288.09 $||2285.40 $|
Casie bank credit is positioned on the podium for the best offers, considering a personal loan of $ 10,000 over 48 months. The group should not be ashamed of the biggest consumer credit specialists. A simulated personal loan of $ 15,000 over 60 months confirms the trend: the organization offers an average offer.
The Casie bank plus : the possibility of subscribing 100% online is one of the advantages of the Casie bank personal loan. This option promotes fast credit. Remember, however, that the deadline for obtaining credit money is always at least eight days from the date of final acceptance of the contract.
Casie bank personal loan compared to conventional banks
All individuals are eligible for the Casie bank personal loan. The group has indeed developed real expertise in the field of consumer credit, unlike conventional banks. It is concretely possible to obtain a Casie bank credit without having to open a checking account or anything else. Conventional – or online – banks only very rarely offer this freedom.
As for the level of rates, Casie bank offers sufficiently competitive offers to avoid going through more complex procedures within a bank branch. In addition, our comparisons of the interests of a credit online or in a bank branch are generally final. Personal loans from traditional banks will often be more difficult – and time consuming – to obtain, but above all less attractive.
Nothing prevents an individual from inquiring with his bank advisor about the offers in force. In this case, it is advisable to obtain a first positive response in principle at the best online credit rate. Which will serve as a solid basis for negotiating a more favorable APR rate (find out more).
How to obtain a Personal Bank in Casino loan?
We have seen previously that the credit without proof of the Casie bank group could be obtained entirely online. Let’s take a look at the necessary steps step by step in order to get it easily.
- The Casie bank personal loan is translated into “Consumption” or “Cash” on the credit simulator.
- Once the amount and the duration of repayment selected, it remains only to click on “launch the simulation”.
- The non-binding offer is then presented more clearly, with the fixed APR, the total cost and the monthly payments.
- By clicking on “Request this credit”, Casie bank makes its form available.
- The Casie bank form is completed in less than five minutes. It includes personal and professional information (family situation, type of contract, income, etc.).
- The specialist is able to deliver a first immediate response in principle to any request for a personal loan.
- In the event of a favorable opinion, the applicant can choose to opt for the signing of the contract online or by post.
- The final answer will be offered once the contract is signed * and the credit documents sent online.
* Casie bank allows you to electronically sign the credit contract using a code received by SMS.
Our opinion on the Casie bank personal loan
The Casie bank personal loan is a great alternative. This credit over 1 year to seven years (84 months) allows you to carry out all your projects – up to a limit of $ 50,000 – without having to justify the use of the money. The rates of the formula are interesting on most amounts, evidenced by the results of our credit comparison.
The little extra: the group’s personal loan is regularly offered at promotional rates. It is interesting to play on several amounts and durations, insofar as our comparator integrates all the best offers of the moment.